中金發表報告表示，列出內銀股最新估值及股息率預測：股份│明年市淨率預測│明年股息率預測工行(01398.HK) +0.050 (+0.759%) 沽空 $2.60億; 比率 11.697% │0.5倍│5.7厘建行(00939.HK) +0.130 (+1.619%) 沽空 $3.57億; 比率 9.697% │0.5倍│5.8厘中行(03988.HK) +0.090 (+1.927%) 沽空 $1.90億; 比率 11.881% │0.4倍│5.7厘農行(01288.HK) +0.020 (+0.357%) 沽空 $1.18億; 比率 17.555% │0.6倍│5.1厘交行(03328.HK) +0.100 (+1.473%) 沽空 $7.33千萬; 比率 28.251% │0.4倍│5.7厘郵儲銀行(01658.HK) +0.020 (+0.388%) 沽空 $5.00千萬; 比率 11.910% │0.5倍│4.7厘招行(03968.HK) +0.160 (+0.336%) 沽空 $3.94億; 比率 27.805% │1倍│4.4厘光大銀行(06818.HK) +0.050 (+1.529%) 沽空 $1.57千萬; 比率 15.886% │0.4倍│5.6厘民生銀行(01988.HK) +0.110 (+2.821%) 沽空 $3.75千萬; 比率 17.147% │0.3倍│5.2厘浙商銀行(02016.HK) +0.020 (+0.794%) 沽空 $1.40百萬; 比率 8.397% │0.3倍│6.3厘重農行(03618.HK) +0.100 (+1.698%) 沽空 $2.95千萬; 比率 26.684% │0.4倍│6.1厘(wl/j)(港股報價延遲最少十五分鐘。沽空資料截至 2026-01-29 16:25。)